While on vacation, my husband and I have been (trying) to keep track of all that we spend. Keeping a small notebook and pen or pencil in your handbag is a very cheap and easy way to keep track of where your money is really going. Then later, you can input that information into a spreadsheet or your budget program at home on the computer.
Oftentimes when we spend, we have no idea where all of that money went to. Try this idea today and you'll have a clearer idea of where your money goes, and then know where you need to cut back.