On your to-do frugal list today? Right on top should be to check with your bank to see how much you're paying every month in pricey banking fees and charges. If you bank online, it'll be easy to get a review of exactly how much you pay. Getting in the habit of checking your online banking accounts often will mean you won't go into overdraft and incur really high charges.
If you find your problem is lots of extra charges for using debit cards and/or withdrawing from ATMs, then talk to a representative at your bank for an all-in-one bank account that includes plenty of transactions. Our chequing account, for instance, costs us a flat fee of $9.95 a month, but includes unlimited transactions.
You could easily save $50 or more (some people save hundreds of dollars this way!) just by checking out the types of bank accounts you currently have.
Have fun saving!