Watch those Bank Fees and Extra Banking Charges

On your to-do frugal list today? Right on top should be to check with your bank to see how much you're paying every month in pricey banking fees and charges. If you bank online, it'll be easy to get a review of exactly how much you pay. Getting in the habit of checking your online banking accounts often will mean you won't go into overdraft and incur really high charges.

If you find your problem is lots of extra charges for using debit cards and/or withdrawing from ATMs, then talk to a representative at your bank for an all-in-one bank account that includes plenty of transactions. Our chequing account, for instance, costs us a flat fee of $9.95 a month, but includes unlimited transactions.

You could easily save $50 or more (some people save hundreds of dollars this way!) just by checking out the types of bank accounts you currently have.

Have fun saving!
Christina

Developing a Frugal Attitude - Having Frugal Friends Really Helps!

Some of my dearest friends (and many of my family members, thankfully!) are frugally minded. Do you have frugal friends? If not, you'll find that there are many frugality-type websites and message boards online where you can share frugal tips and ideas on how to make your money stretch further.

I find that when I'm spending time with my frugal friends, it just makes my adventures in frugality WAY more fun! Frugality really is a lifestyle choice, and it really is a lot of fun - especially when you have dear friends who help you live responsibly and within your means.