Think surfing the 'net is the ultimate cheap activity? Well...think again, particularly if you love shopping online! If you tend to 'just find yourself' lingering on eBay or other online shopping sites, change that pricey habit for a new (cheaper) one.
Bookmark your favorite debt reduction sites and blogs instead, and take time perusing those. You'll be rewarded with educational fun, minus any cost at all. And, you'll feel incredibly motivated by the stories of people who have literally paid off tens of thousands of dollars of debt!