Today, sit down and set a new savings goal. Frugality is not only about making wise choices about how to SPEND your money, it's also about putting some aside.
Even if you think you can't possibly save any money - you're wrong. Set a reasonable goal of even 5% of every check you earn. You'll be surprised by how quickly it can all add up.
And, to help those savings grow more quickly, check out the new high interest savings accounts at nearly every bank or financial institution. Compared to the miniscule interest rates of the past, these high interest accounts make every little bit of money add up quicker than ever before!